Equal Housing FDIC
Bank of Clarke County

Bank of Clarke County - Credit Cards
Lost or Stolen Credit Card?
(800) 558-3424
(After Bank Hours)

Lost or Stolen Debit Card?
(800) 554-8969
(After Bank Hours)

UChoose Rewards®

The Bank of Clarke County Debit Card is available with any personal checking account. It works the same way as your checkbook, only easier and more convenient. Use it to conduct POS transactions at ATMs or anywhere VISA is accepted. Debit Cards provide a convenient alternative to writing checks and assist in managing your debt since it only accesses available funds in your checking account. Each cardholder is issued a Personal Identification Number (PIN) to protect against identity theft or fraud. Non-Bank of Clarke County ATMs are subject to a withdrawal fee.

How Does It work | Frequently Asked Questions

You shop. You earn. You choose. It’s that simple.

Say “Goodbye!” to waiting forever to earn enough points to redeem. Say “Adios!” to disappointing redemption options. Say “Hello!” to UChoose Rewards® – a rewards program that’s based on giving you a choice – on where to shop and what to get for all the points you earn. There’s never been a better time to start using your Bank of Clarke County Visa® Check Card for your everyday needs.

Visit www.uchooserewards.com to register your card.

Click the Registerlink and follow the steps to create your User ID and Password. Log in to this site to check your point balance, view your point activity, and redeem your points.

How does it work?
1.    Earn points every time you shop with your Visa® Check Card and choose the signature option.
2.    Earn additional points for shopping at participating retailers.
3.    Earn 1 point for every $2 you spend on purchases of $10 or more.
4.    Redeem points for millions of items from the online rewards catalog.

Need more information?

See our Frequently Asked Questions below.


Frequently Asked Questions

Business Credit/Debit cards  |  Personal Credit/Debit cards


What is UChoose Rewards®?
A rewards program connected with your Bank of Clarke County Visa® Check Card.

How do I earn points?
You earn points on qualifying purchases of $10 or more when you use your Bank of Clarke County Visa® Check Card and choose the signature option. You can earn additional points for shopping at participating retailers and using your Bank of Clarke County Visa® Check Card for payment. Visit www.uchooserewards.com to view a list of participating retailers and their exclusive online offers.

What is a qualifying purchase?
A qualifying purchase is any signature-based purchase, Internet purchase, phone or mail-order purchase, bill payment, contactless purchase (i.e. purchases made by holding your Visa® Check Card or other device up to a secure reader instead of swiping your card), or small dollar purchase for which you are not required to sign, made with an enrolled Visa® Check Card, which is processed or submitted through the Visa® U.S.A. Inc. payment system. A qualifying purchase does not include a purchase made using a Personal Identification Number (PIN) or purchase you initiate through identification technology that substitutes for a PIN.

Generally, you can choose to do most transactions as signature-based. To do this, you must answer “CREDIT” when asked by a store representative, select “CREDIT” after swiping the card, or select “CANCEL when you are prompted for a PIN. When completely properly, you will sign the printed receipt or signature pad rather than enter your PIN into the terminal.

What can I redeem my points for?
It’s your choice! You can choose from millions of items in the online catalog, which include merchandise, travel, activities, events tickets, gift cards, and more! We will track your points balance and help you find exactly what you are looking for. There’s even a Wish List tool that will notify you when you’ve accumulated enough points for a selected item.

When can I redeem points?
It may take up to 40 days for points to be credited to your account. You must accumulate 1,500 points before you can redeem them for items in the online catalog and 5,000 points before you can redeem them for cash back.

Can I share points with other accounts?
Yes. If you have multiple Bank of Clarke County Visa® Check Cards, you can link them together to earn rewards faster. To link additional cards to you account, visit the Profile page within www.uchooserewards.com and click on the Learn How link for instructions.

How much does it cost to participate?
Nothing! UChoose Rewards® is FREE for all Bank of Clarke County Visa® Check Card customers.

Bank of Clarke County. Equal Housing FDIC